Old money fashion is about timeless sophistication, subtle luxury, and classic pieces that never go out of style. It’s an aesthetic that avoids flashy logos or overt displays of wealth, instead focusing on high-quality fabrics, impeccable tailoring, and an overall sense of refinement. When it comes to summer dressing, embracing old money style means opting for breathable, elegant pieces that keep you cool while maintaining an air of understated sophistication. Here are eight classic old money styles to wear all summer long, ensuring you remain chic, cool, and composed.
1. Linen Suits and Blazers
Linen is the fabric of choice for old money summer wardrobes, as it is breathable, comfortable, and exudes an effortless elegance. A well-tailored linen suit or blazer can be worn for a variety of occasions, from casual garden parties to more formal summer events. Linen’s natural texture lends itself to the refined look of old money fashion, providing a laid-back yet polished vibe that’s ideal for hot weather. Choose neutral colors like navy, light gray, or beige for versatility, as these hues work well with almost any summer wardrobe.
For a more relaxed yet sophisticated summer outfit, pair a linen blazer with tailored shorts. This allows you to create an outfit that’s still refined while offering the comfort you need during hot summer months. A linen suit worn with a crisp white shirt beneath conveys timeless elegance without sacrificing comfort. The key to pulling off this look is ensuring the fit is tailored—loose, baggy linen can give a disheveled appearance, while a well-fitted linen suit or blazer creates a clean, polished silhouette.
2. Polo Shirts and Chinos
The polo shirt has long been a staple of the old money wardrobe, thanks to its versatility and understated elegance. A high-quality polo shirt in solid colors such as white, navy, or muted pastels is perfect for summer days. Pairing it with chinos—another classic old money piece—creates an effortless look that is both comfortable and refined. Chinos, often made from cotton or linen, are lightweight and breathable, making them ideal for summer. Their straight-leg cut and neat finish offer a clean silhouette that can be dressed up or down depending on the occasion.
A beige or khaki pair of chinos complements a navy or white polo shirt for a classic look, while a pastel-colored polo can be worn with lighter-toned chinos for a fresh, summery feel. For footwear, leather loafers, boat shoes, or even a high-end pair of moccasins can finish off the outfit. This combination is perfect for casual summer lunches, country club outings, or even a stroll in the park.
3. Sundresses with Structured Details
For women, a sundress is a quintessential piece of old money summer style. The key to pulling off this look lies in choosing dresses with a structured silhouette that are simple, elegant, and high-quality. Rather than opting for trendy or overly embellished designs, old money fashion favors dresses with clean lines, defined waistlines, and high-quality fabrics like cotton, linen, or silk.
Classic sundresses in soft pastel shades such as light blue, pale yellow, or lavender work perfectly for summer. These shades evoke a sense of calm sophistication while maintaining an airy, breezy feel. A dress with a simple, elegant design can easily be dressed up or down depending on the occasion. Pair it with minimal accessories such as a delicate leather handbag, a pair of ballet flats, or low-heeled sandals, keeping everything light and effortless. This classic summer outfit strikes the right balance between casual comfort and refined style.
4. Monogrammed Accessories
Accessories in old money style are often subtle, opting for understated luxury over overt branding. One way to incorporate this into your summer wardrobe is by adding monogrammed accessories. These pieces add a personal touch to your ensemble while still maintaining the classic elegance that old money fashion is known for. Think monogrammed leather handbags, silk scarves, or even monogrammed shoes.
A leather handbag in a classic design—such as a structured tote or a small crossbody—featuring a discreet monogram can elevate any summer outfit. Monogrammed scarves are another great accessory, perfect for draping over your shoulders or tying in your hair for an added touch of sophistication. The key is to choose pieces that are crafted from high-quality materials, like leather or silk, and to keep the monogram small and unobtrusive to avoid overpowering the rest of your outfit.
5. Classic Boat Shoes and Loafers
When it comes to footwear, boat shoes and loafers are staples in the old money style guide. Boat shoes, with their nautical roots, evoke a sense of wealth and leisure without being flashy. They pair beautifully with everything from chinos to tailored shorts and are perfect for a casual summer day by the water or a laid-back outdoor gathering. Opt for leather or canvas boat shoes in neutral tones like navy, tan, or white for a polished yet relaxed look.
Loafers are another old money footwear choice, offering a timeless, sophisticated vibe that works well with both formal and casual outfits. In summer, look for loafers in lightweight leather or suede, ideally in shades like brown, beige, or navy. These versatile shoes can be worn with a variety of summer outfits, from button-down shirts and chinos to linen trousers and casual blazers. Loafers convey a refined elegance without being overly formal, making them perfect for both daytime and evening summer events.
6. Tailored Shorts and Button-Down Shirts
Tailored shorts are an essential piece in any old money summer wardrobe. They provide a polished, elegant alternative to casual shorts and offer a sophisticated look for warm-weather occasions. The key is in the fit—tailored shorts should be well-fitted, not too tight or too baggy, and should hit just above the knee for a refined appearance. Neutral colors like khaki, navy, and white work best for a classic look, and the material should be high-quality, such as linen or cotton.
Pair tailored shorts with a crisp, button-down shirt for a summer outfit that is both comfortable and stylish. A white or light blue button-down shirt is a classic choice, though pastel shades or subtle patterns can add variety. A shirt tucked neatly into the shorts creates a clean, sophisticated look, while a relaxed, untucked shirt works for a more casual yet still put-together appearance. To finish the look, add leather sandals or loafers and a simple leather belt. This combination strikes the perfect balance between relaxed summer style and classic old money refinement.
7. White Shirt Dresses
A white shirt dress is an essential piece for women who want to embody old money style during the summer. The clean, crisp white fabric exudes sophistication, while the simple design of a shirt dress is timeless and versatile. This type of dress can be dressed up or down depending on the occasion, making it an ideal summer staple. Look for shirt dresses made from lightweight fabrics like cotton, linen, or silk to ensure comfort and breathability in the heat.
For a more casual look, pair a white shirt dress with leather sandals and a minimalist handbag. For more formal occasions, add a pair of nude or white heels and subtle gold jewelry for a polished, elegant appearance. The simplicity of a white shirt dress makes it a versatile piece that can seamlessly transition from day to night, ensuring you look chic and refined no matter where the day takes you.
8. Straw Hats and Sunglasses
Old money summer style isn’t complete without the right accessories, and a classic straw hat is a must-have for any warm-weather wardrobe. Whether it’s a wide-brimmed fedora, a floppy sunhat, or a structured Panama hat, a high-quality straw hat provides both sun protection and elegance. Look for hats made from finely woven straw in neutral tones like beige, brown, or white for a refined look that complements any summer outfit.
Pair your straw hat with oversized, high-quality sunglasses in classic styles, such as aviators or round frames. Avoid trendy, logo-heavy sunglasses, and opt for timeless designs that enhance your overall look. Sunglasses in tortoiseshell, black, or gold frames are a perfect match for the understated elegance of old money fashion. These accessories not only protect you from the sun but also serve as the finishing touches to any summer outfit, adding a final layer of sophistication.
Conclusion
Old money style is all about understated luxury, timeless elegance, and an appreciation for the finer things in life. For summer, this means choosing pieces that are classic, refined, and comfortable in the heat. Whether it’s a linen suit, a well-tailored polo shirt, or a simple sundress, the key is to invest in high-quality, versatile items that can be worn for a variety of occasions. By focusing on clean lines, subtle details, and neutral colors, you can embrace old money style and stay chic all summer long. These timeless pieces not only ensure that you look effortlessly sophisticated but also offer a sense of quiet luxury that stands the test of time.
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